News

Illinois Restores Ten-Year Statute of Limitations for Mortgage-Secured Debt

Illinois has restored a ten-year statute of limitations for mortgage-secured debt through Public Act 104-0842. KLG Attorney Pooja Dosi analyzes the legislative response to Zbroszczyk and the impact of the new law on lenders, servicers, and mortgage enforcement actions throughout the state.

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llinois Legislature Moves to Restore Ten-Year Statute of Limitations to HELOCs

Following our 2025 update regarding BMO Bank N.A. v. Zbroszczyk, 2025 IL App (1st) 241333, the Illinois General Assembly has taken action that may significantly limit the impact of that decision.

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Illinois Closes the Squatter Loophole in 2026

In July of 2025, Governor Pritzker signed Senate Bill 1563 into law, which will take effect January 1, 2026. What is being called the "Squatter Bill" is a significant change to Illinois law because it establishes a clear distinction between lawful tenants and unlawful squatters, which will now allow Illinois law enforcement to enforce criminal trespassing charges against unlawful squatters.

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